Do This Free Thing Now!

Are the best things in life really free? Money can score you a lot of great stuff. Usually more money equals better stuff, but when it…
Money Confessions from a Mural Artist: ” I get scared I’ve set a path I can’t get out of.”

Jane Schafgans is a San Francisco native whose murals and mosaic work can be seen all over the city. She’s been an activist for decades…
How to Buy A Home In SF – While Not Being Filthy Rich

It’s common knowledge that only bizillionaires can afford to buy homes in San Francisco. A slightly less known *and less fictional* fact,…
Part II: How To Buy a Home in SF (and Beyond)

I recently wrote about a program that helps San Francisco residents purchase affordable housing. My readers (all 10 of them) responded….
How I Treat Myself (Well) On a Dime

One of the biggest financial challenges any budget can face is a reduction in income. Last year, as a result of a mass layoff, my income…
Money Confessions from a Story Artist: “I put all my eggs in one basket.”

This article is part of a Moneybites series about artists and how money impacts their work. I met Martin Montgomery while standing in…
Is Getting a Tax Refund Bad?

Getting a big tax refund is a magical feeling. It’s like finding the last Golden Ticket and winning entry into Willy Wonka’s candy…
You Need To Know This Before Buying a Home

Paying for everything with cash is a great life strategy. If you can save enough money to buy a home with cash then do that. If, like the…
How Do I Get Rid of Foreign Currency?

There’s nothing like travel to help me realize how few possessions I really need. After recently visiting four different U.S. cities and…
Credit Repair Companies: Why They’re a Scam and How To Fix Your Credit for Free

Help, I’m clueless about how to fix my credit. This article was updated in May 2021. Are you thinking about contacting a “Credit Repair”…